Archive for July, 2008

Auto Accident Statistics and Checklist

Saturday, July 19th, 2008

Auto Statistics
Automobile accidents are very dangerous and may cause serious injury. Although some insurance industry publications try to minimize the impact, the truth about automobile accidents is disturbing:

  • According to the National Safety Council, there are approximately 12 million automobile accidents every year.
  • Approximately 2 million non-fatal, but disabling, injuries occur from automobile accidents every year.
  • Approximately 10% of all automobile accident victims become disabled.
  • Collisions occurring at speeds as low as 5 miles an hour can lead to significant cervical or neck injury. This is true even though there is little to no damage to the motor vehicles in a low speed collision.
  • Even if an accident causes no broken bones, a victim may suffer “soft-tissue” injuries that last for months, or sometimes years. A study reported in the European Spine Journal indicated that 10% of accident victims experienced degenerative bone conditions during the first year after the auto accident.

Michigan Auto Accident Checklist
If you were involved in a Michigan auto accident, do you know what to do? The following “checklist” can help you take the necessary steps to protect your legal rights in case of a Michigan auto accident.

Stay Calm after the Michigan Auto Accident:

  • Protect your passengers and car.
  • If necessary, call an ambulance for any injured party.
  • Set out flares, if you carry them.
  • Do not leave the scene of the Michigan car accident.

Exchange Documents after the Michigan Auto Accident:

  • Exchange only your license, registration and motor vehicle identification card with the other drivers.
  • Do not discuss the Michigan car accident with anyone other than the police.
  • Do not blame yourself or anyone else.

Get Ownership Facts After the Michigan Auto Accident:

  • Write down the name, address, and insurance company of the owner of the other car involved in the Michigan car accident.
  • Do not assume that the other driver owned his or her car.

Get Information About Witnesses to the Michigan Auto Accident:

  • Be sure to write down the names, addresses, and phone numbers of any people who saw the Michigan car accident, but were not involved in it.

Draw a Diagram of the Michigan Auto Accident Scene:

  • Write the date and time of the Michigan auto accident on the diagram.
  • In addition, write down information about the location of the auto accident, including the intersection, street names, any stop lights or traffic control signs, or other landmarks.

Protect Your Legal Rights After the Michigan Auto Accident:

  • If you or a loved one suffered serious injuries in a Michigan auto accident, talk with an experienced Michigan auto accident lawyer.

Car – Motorcycle Accidents

Friday, July 11th, 2008

Most Michigan motorcyclists use every possible safety precaution. But a motorcyclist hit by a car may not stand a chance. In these collisions, the motorcyclist is at grave risk of severe injury, permanent disability, or even death.

Over 4,000 motorcyclists died in motor vehicle crashes in 2004, according to the National Highway Safety Administration. Another 76,000 motorcyclists were injured in traffic accidents in that year alone.

Motorcyclists who survive automobile crashes often suffer serious injuries that require hospitalization, surgery, and long-term medical treatment. Some victims never regain their ability to work or resume normal family life.

Even if a car accident victim makes a relatively good recovery, the crash takes its toll. The individual may lose time and income from work, need help with household chores, and have to live with lingering pain from car accident injuries. In short, an auto accident can significantly change a motorcyclist’s life — temporarily or even permanently.

Special Legal Issues in Motorcycle-Car Accident Cases
A motorcyclist injured in a Michigan car accident has a special need for help from a highly-qualified car accident attorney. In important ways, the legal claims of a motorcyclist are different — and more complicated — than the claims of an automobile driver, because Michigan law does not consider a motorcycle to be a “motor vehicle.”

Therefore, the most important legal claim available to a motorcyclist who is seriously injured in a Michigan car accident may be a Third-Party lawsuit against the negligent driver and the owner of the automobile involved in the collision. Under Michigan law, the injured motorcyclist may be able to recover damages for non-economic losses, including pain and suffering.

The Michigan car accident victim also may have a First-Party claim for No-Fault benefits, which cover economic damages, including medical costs, wage loss, attendant care, and replacement services. These No-Fault First-Party benefits may be crucial to the economic survival of a motorcyclist injured in a Michigan car accident. The accident victim must claim these benefits within one year.

However, an individual who held legal title to the motorcycle on which he or she was injured, and did not carry the basic liability insurance required by Michigan law, cannot get First-Party Benefits.

If you or a loved one have been seriously injured in a Michigan car accident, contact an experienced car accident lawyer immediately.